The Rules of Wealth: Part 11
در این بخش از قاعده های ثروت، حرف اصلی ریچارد تمپلار این است که هر کسی پس از ثروتمند و ثروتمندتر شدن و حفظ ثروت باید سرانجام یک سهمی هم برای دیگران از ثروت خود در نظر بگیرد. توجه به امور خیریه و کمک به دیگران بهتر از این است که دارایی اش عاطل و باطل بماند و یا برای کارهای بیهوده و چیزهای بی فایده مصرف و حیف و میل شود. البته کار خیر هم باید خردمندانه انجام شود. می گوید:
1. Use your wealth wisely. Those who abuse their wealth don’t tend to stay wealthy for long.
2. Never lend money to friends or family unless you are prepared to write it off. Chalk it up to experience and walk away whistling.
3. Don’t lend, take equities. Asking for a convertible loan will sort the wheat from the chaff.
4. You really, really can’t take it with you. Not getting rid of it is known as wealth bondage.
5. Know when/how to say no- and yes. It’s your money and you can do with it what you want.
6. Find ways to give people money without them feeling they are in your debt. If you can give them money without all that stuff being attached to it, you are doing well.
7. Don’t over-protect your children from the valuable experience of poverty. A monthly allowance is always a good idea.
8. Know how to use charities/good causes. Decide what is important to you.
9. Spend your money because no one will splendid as wisely as you. I have noticed that the successful rich don’t hand over anything.
10. Take responsibility before you take advice. Sometimes advice can come from unlikely sources and unlikely people.
11. Once you’ve got it, don’t flaunt it. Don’t ever mention how much you’ve got, what you are worth or how much you earn.
12. What’s next? Pacts with the devil? There is the old pact with the devil- but beware of gotcha clauses.
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